How to become a co-op member

Updated 5 months ago

Join as a co-op member online or in S-mobiili. You only pay a one-time membership fee of 100 euros at once or in instalments, and there is no joining fee. You get the membership fee back if you end your membership.

How do I become a co-op member and get an S-Etukortti?

  1. Join online

  2. Download S-mobiili for the first time

You get an S-Etukortti when you join. There is no joining fee. You only pay the membership fee (100 €) to your cooperative.

Membership fee:

  • Pay the full 100 € at once

  • Or pay in instalments: at least 20 € immediately, the rest according to your cooperative's rules (usually 24 months)

The membership fee is an investment: you get it back if you end your co-op membership.

Who can join as a co-op member online?

You can join online when:

  1. You are of legal age (18 years or older)

  2. You have a Finnish personal identity code

  3. You have a permanent address in Finland

  4. You do not have an existing cooperative membership

  5. You have online banking credentials or mobile certificate for identification and paying the membership fee


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