Bonus partners: LähiTapiola, Silmäasema, Oral and Moi
Updated 2 months ago
You earn cashback from S Group's partners: LähiTapiola insurance, Silmäasema optician services, Oral dental care, and Moi mobile plans. Includes tips for common issues.
What are S Group's national bonus partners and how do you earn cashback from them?
You earn cashback from S Group's bonus partners on insurance, mobile plans, eyewear and dental care.
1. Insurance
LähiTapiola is S Group's bonus partner. You earn cashback from most personal insurance policies through LähiTapiola.
You only need to:
Sign in to LähiTapiola's website
Register your co-op membership
2. Vision services
You earn cashback from Silmäasema. You earn cashback on:
Silmäasema optician services
Product purchases (eyewear, sunglasses, contact lenses and other vision care products)
Some eye hospital services
Show your S-Etukortti card at checkout or identify yourself as a co-op member in the online store.
3. Dental services
Oral Hammaslääkärit provides high-quality dental and oral hygiene services across Finland.
You earn cashback on:
Dental care services
Homecare products
Pay for your treatment immediately after your visit and show your S-Etukortti card at checkout.
4. Mobile plans
You earn cashback from all Moi consumer plans:
Laitenetti
Rento 4G
Suosikki 4G
Reilu 5G
You can get plans from Moi.fi. Identify yourself as a co-op member in the Mun Moi service.
Frequently asked questions about partner cashback
Why don't my partner purchases appear in my cashback balance?
For billing-based partners (LähiTapiola, Moi), you earn cashback only if you register your co-op membership with the partner's service:
LähiTapiola: Register at lahitapiola.fi/bonus. You don't need your S-Etukortti card number.
Moi: Sign in to Mun Moi, select "My information" and link your S-Etukortti card.
Silmäasema and Oral: Show your S-Etukortti card at checkout when you make your purchase.
You won't earn cashback without registering or showing your card.
When do partner purchases appear in my cashback balance?
Partner purchase data doesn't appear in your current month's running cashback balance. It only appears in your final cashback total, because partners report purchase data to S Group once a month.
LähiTapiola: Insurance premiums paid by the 20th of the month count toward that month's cashback. Payments made later move to the next month.
Moi: Purchase data arrives about one month after the invoice due date. The due date depends on when you ordered your plan.
Will I get cashback retroactively for the period before I registered?
No. You start earning cashback from the moment you register. Moi, LähiTapiola, S Group and your co-op don't credit cashback for the period before you registered.
Does the mobile S-Etukortti work with partners?
The barcode version of S-Etukortti in S-mobiili doesn't work with partners (Silmäasema, Oral). The S-Etukortti card with NFC contactless functionality (Android) works at Silmäasema locations. S-Etukortti added to Apple Wallet doesn't currently work with partners. Bring your physical card with you.