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Cashback on LähiTapiola insurance

Updated 6 days ago

Which LähiTapiola insurance policies earn S Group Bonus?

LähiTapiola customers can earn S Group Bonus on most private insurance premiums. Bonus is earned on paid insurance premiums according to the Bonus rules. See up-to-date information and a detailed list of insurance policies that earn Bonus

How do I earn Bonus on LähiTapiola insurance premiums?

To earn Bonus, you need to register your S Group co-op membership with LähiTapiola. You can register when you are the policyholder and/or payer on an insurance policy that earns Bonus.

Please note that:

  • Each person paying insurance premiums must register their co-op membership themselves

  • Registration is done separately, even if you belong to the same household.

When do I earn Bonus on LähiTapiola insurance premiums?

To ensure Bonus is earned, the insurance invoice must be paid by the due date. Late payments may delay Bonus accrual to the following month.

Whose insurance premiums earn Bonus?

Bonus is earned on insurance premiums paid by a co-op member or a co-op member household. Household-based accrual means that insurance premiums paid by the same household can be counted towards shared cashback according to the Bonus rules.

LähiTapiola Bonus accrual schedule

When does Bonus appear in my accrual and get paid to my account?

1. Invoice paid by the 20th of the month

  • The insurance premium is typically included in the same month's cashback accrual

  • Bonus is paid by the 10th of the following month

2. Invoice paid after the 20th of the month

  • The insurance premium moves to the following month's cashback accrual

  • Bonus is paid by the 10th of the month after that

Why don't LähiTapiola Bonus purchases appear immediately in S-mobiili?

LähiTapiola Bonus purchase transactions appear in S-mobiili only towards the end of the month, even if the insurance invoice was paid at the beginning of the month. This is due to the monthly reporting schedule of partners.


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