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Co-op member household

Updated 2 months ago

Household members earn Bonus into a shared pot and get their own S-Etukortti cards, a free Visa payment card, and an S-Bank account. You can invite family members and flatmates to your household.

What benefits does a co-op household offer?

Co-op household members earn Bonus into a shared pot. The more your household shops at S Group, the higher your cashback level.

Household members get:

  • Their own S-Etukortti card

  • A free S-Etukortti Visa payment card (no annual or monthly fees)

  • A free S-Bank account and online banking credentials

  • Digital receipts and purchase history in S-mobiili

  • Member prices and benefits at S Group stores

When you pay for purchases with S-Etukortti Visa, you get 0.5% card payment cashback in addition to Bonus. This benefit transfers monthly to the main member's account at S-Bank.

Who can I invite to my household?

You can invite anyone living in your shared household, whether they're a relative or flatmate. Minors can also be added to the household.

Do household members need to become co-op members?

No, they don't. They get their own S-Etukortti cards when they're added to your co-op household. Only the main member pays the membership fee.

Do household members get a free account and Visa card from S-Bank?

Yes, they do. The S-Bank account, card, online banking credentials, and mobile services are free for them.

If household members want an S-Etukortti Visa payment card and to open a bank account, they can arrange this themselves at S-Bank.


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