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How Bonus works

Updated 2 months ago

Show your S-Etukortti at checkout before you pay to earn Bonus at over 2,000 locations. Your cashback level increases when you shop with us, and we pay your Bonus to your S-Tili account on the 10th of every month.

How do I earn Bonus?

Show your S-Etukortti at checkout before you pay – that's how you earn Bonus on your purchases.

You earn Bonus when you shop at S Group stores and with partners. Over 2,000 locations across Finland.

What is the card payment cashback?

When you pay with S-Etukortti Visa, you earn an additional 0.5% card payment cashback.

The card payment cashback accumulates automatically on your receipt total. No separate action required.

What is the cashback level?

Your cashback level starts at 1%. It increases when you shop with S Group.

The more you shop, the higher your cashback level. Shopping with us pays off.

What is Owner's payday?

Owner's payday is on the 10th of every month. That's when we pay your accumulated Bonus to the main member's account at S-Bank.

What's the difference between Bonus and loyalty points?

You receive Bonus as money in your bank account. There are no points. Bonus is always money that you can use freely.

Where can I check my Bonus status?

In S-mobiili

  1. Select "S-Etukortti" at the bottom of the screen

  2. Go to the Bonus and purchases view

In the online service

  1. Sign in to the online service

  2. Go to the Membership section in the top menu

  3. You'll see your Bonus status (this section appears after you've added your S-Etukortti details to your S-tunnus)

Where can I check which locations accept Bonus?

In S-mobiili

  • Select "S-Etukortti" at the bottom of the screen

  • The location finder is at the bottom of the view that opens

On the S-Etukortti.fi website


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